Waterfront
Condos and homes built around the South Florida lifestyle.
Carlos Dardes · REALTOR®
Florida Realty & Management Corp.
What does your budget buy in South Florida?
From your first home to your next waterfront property, see what is genuinely possible for your budget — and get honest guidance on where your money goes further.
Choose a budget to start — any price point welcome
$500K
$100K$3M+
Recent activity
Sold and under contract.
Recent transactions I represented. Sale prices reflect the terms agreed by the parties and are not a prediction of value for any other property.
The personal side of real estate
Real estate should feel personal.
Carlos Dardes · REALTOR® · Florida Realty & Management Corp.
Whether you're buying a first property, moving into something better, investing, or preparing to sell, the goal is simple: give you the information and representation you need to make a confident decision.
First-time buyer, move-up, investment or sale — every transaction is conducted through Florida Realty & Management Corp., with the compliance, marketing infrastructure and brokerage support of an established Florida firm.
Se habla español — full service in English and Spanish.
01
Real opportunities.
02
Real guidance.
03
Real results.
Find your lifestyle
A South Florida life, your way.
Start with how you want to live, then get specific about the opportunities.
Modern Luxury
Contemporary properties with premium finishes and architecture.
Family Living
Space, neighborhoods, schools and communities for everyday life.
Investment
Properties evaluated with opportunity and long-term value in mind.
Lifestyle imagery shown for inspiration only; not active property listings.
Buying in South Florida
Don't just search for a home.Search for the right opportunity.
Buying isn't only bedrooms, bathrooms and square footage. It's the property, neighborhood, financing, association costs, potential assessments — and what you are actually getting for your money.
Your selected starting point: $500K
Buyer representation includes
Tap any step for details
South Florida isn't one market. The same budget can create completely different opportunities depending on the neighborhood, property type, association costs and the lifestyle you're actually buying. I help you understand where your money goes further — and where paying more genuinely makes sense. Every transaction is handled through Florida Realty & Management Corp.
I set up a search around what you actually want — area, budget, building type, must-haves — and send properties as they come on, including ones that fit but wouldn't show up in an obvious search.
Before you make an offer, we look at what comparable properties actually sold for — not asking prices — so you know whether the number in front of you is reasonable for that building, street or community.
Price is only part of it. Deposit amount, inspection and financing periods, closing date and contingencies all affect whether your offer gets accepted and how protected you are if something turns up.
Payment planning
What would the monthly look like?
Adjust the numbers to see a realistic South Florida payment, including taxes, insurance and HOA — the line items most calculators leave out.
Purchase price$500,000
Down payment20% · $100,000
Interest rate6.5%
Estimated monthly
$3,637
- Principal & interest
- $2,528
- Property taxes
- $458
- Insurance
- $350
- HOA
- $300
- Loan amount
- $400,000
Estimates only, for planning purposes. Actual figures depend on lender terms, condo/HOA assessments, flood and wind coverage, and closing costs.
Seller guidance
Before you list your home…know what buyers will actually pay.
Online estimates can't see your upgrades, condition, views, position within the community, or current buyer competition. Get a personalized evaluation based on today's market.
- Comparative market analysis
- Staging & preparation guidance
- Professional photography & video
- Targeted digital exposure
- Showing & feedback management
- Contract-to-close oversight
My commitment to you
What working with me actually looks like.
01
Every call answered
You work directly with me — not an assistant, not a call center. Calls and texts are returned the same day.
02
Straight answers, even when they cost me
If a property is overpriced, poorly built or wrong for you, I'll say so. The right deal matters more than a fast one.
03
Full transparency on the numbers
Taxes, insurance, HOA dues, assessments and closing costs — reviewed up front so nothing surprises you at the table.
Frequently asked
The questionspeople ask me most.
Straight answers, no sales language. If your question isn't here, ask me directly — I'd rather explain it than have you guess.
It depends on the loan. Conventional financing can start near 3–5% down for a primary residence, FHA around 3.5%, and VA loans can go to 0% for eligible buyers. Investment properties and many condo purchases typically require more. The bigger number to plan for is closing costs — use the closing-cost estimator to see a realistic total.
We agree on compensation in writing before we tour anything, and in many transactions the seller side contributes toward it. Nothing is assumed and nothing is hidden — you will see the terms before you sign, and I will explain exactly how it works for your specific purchase.
Condos usually carry the highest monthly association fees and the most rules, but the least exterior maintenance — and in Florida they can also carry structural reserve requirements and special assessments. Townhouses sit in the middle. Single-family homes give you the most control and typically the lowest fees, but every repair is yours. I review association documents, reserves and assessment history before you commit.
Florida taxes are based on assessed value times the local millage rate. If the property becomes your permanent residence you may qualify for the homestead exemption, which reduces taxable value and caps future increases through Save Our Homes. Important: the seller's current tax bill is rarely what you will pay — taxes are often reassessed after a sale. The property tax estimator on this site shows a closer estimate.
General information only — not legal, tax, insurance or lending advice. Programs, rates and requirements change; verify details with the appropriate licensed professional.
Contact
Let's talk about your next move.
Whether you are three months or three years from a decision, an early conversation makes the difference. Every inquiry is answered personally.
Carlos Dardes
REALTOR® · South Florida
- Direct
- 786-222-7831
- Brokerage
- Florida Realty & Management Corp.
South Florida